The Fakhouri Firm
77 W. Wacker Drive
Chicago, IL 60601
Drivers need uninsured motorist coverage with a minimum of $50,000 per accident and $25,000 per person in Illinois. The higher limits of uninsured motorist coverage include underinsured motorist coverage. Car insurance is mandatory, but one in seven motorists don’t have any. The three types of car insurance include collision, liability and comprehensive. Full coverage is a combination of the categories.
Uninsured motorist coverage is to protect people in car crashes involving drivers without car insurance. Uninsured motorist coverage protects the driver and passengers. There’s uninsured motorist damage coverage for vehicle damage, but it’s less common than injury coverage.
Underinsured motorist coverage is to protect people in car accidents involving drivers with too little car insurance. Underinsured motorist coverage protects the driver and passengers when the other driver can’t cover expenses above their limit. There’s underinsured damage coverage for vehicle damage, but it’s less common than injury coverage.
Liability insurance covers the other vehicle, passengers and driver during car accidents. It includes uninsured motorist and underinsured motorist coverages to protect people from an at-fault driver. Uninsured motorist and underinsured motorist coverage are mandatory in 22 states.
Comprehensive car insurance coverage repairs or replaces a damaged or stolen vehicle. Uninsured motorist and underinsured motorist coverages cover various damages to a vehicle. Theft, vandalism, falling objects and fire are the most common damages. Other coverages include natural disasters and animal damage.
Collision insurance coverage covers accidents and collisions. Leased vehicles may need both coverages. Uninsured motorist and underinsured motorist coverages protect people during car accidents. Along with covering collision and accidents, the coverage includes rollover.
Both uninsured and underinsured motorist coverages protect drivers during car accidents. The liability coverage prices depend on the state, but Illinois is about $516 per year.
Experience and a reputation as a consummate professional have resulted in many accolades for Robert S. Fakhouri, including selection for inclusion in Super Lawyers and recognition from The National Trial Lawyers Top 40 Under 40.
Find out why so many clients appreciate the amount of work we put into their case. You can learn about your options during a free consultation by calling 312-999-9990 or completing our online intake form. We represent Illinois clients from our downtown Chicago office location.